What to Do After a Hurricane

Hurricane season is upon us, and the first to make landfall in Houston has left its mark. Now it’s time to begin the recovery process. Here’s a guide to help you navigate insurance claims, deal with power outages, and ensure your safety and well-being in the aftermath.

Safety First

After the storm, the first step is to ensure your immediate safety. Check your home for any structural damage, gas leaks, or electrical hazards. Avoid standing water, as it might be electrically charged from downed power lines. Document everything with photos and videos; these will be crucial for your insurance claims. Stay informed by following local news and weather updates for information on road conditions, power restoration, and safety advisories.

Filing Insurance Claims

Contact your insurance company as soon as possible to report your claim and provide a detailed description of the damage. Keep track of your claim number and the adjuster’s contact information. Use your photos and videos to create a comprehensive inventory of damaged items and keep receipts for any immediate repairs or expenses incurred due to the hurricane. Make temporary repairs to prevent further damage, but avoid permanent repairs until the insurance adjuster has assessed the situation.

When the adjuster visits, be present if possible and provide any documentation they might need. Ask questions to clarify what is covered and what isn’t. Review your policy to understand your coverage, deductibles, and the process for additional living expenses if you cannot live in your home.

Dealing with Power Outages

During power outages, prioritize safety. Use flashlights instead of candles to prevent fire hazards, and unplug appliances to avoid damage from power surges when electricity is restored. In Houston’s heat, it’s important to stay hydrated and cool. Drink plenty of water, and find a local cooling center if your home is too hot. Keep refrigerator and freezer doors closed to preserve food longer, and discard perishable food if the power is out for more than a few hours. In some areas one side of the street as power and the other may not, so check with your neighbors. Houston is pretty friendly, and it’s likely a neighbor with power is happy to help.

Stay informed using battery-powered radios, and charge your phone and other devices at available charging stations. If you use a generator, ensure it is outside and away from windows to prevent carbon monoxide poisoning.

Additional Tips

If you need more help, reach out to local relief organizations for help with shelter, food, and other necessities. FEMA and other federal and state programs may provide additional assistance. Stay connected by checking in on neighbors, especially the elderly and those with special needs. The stress of dealing with a hurricane’s aftermath can take a toll, so be sure to check in with friends, family, or professional counselors if needed.

Recovering from Hurricane Beryl will take time and patience, but by taking these steps, you can manage the process more effectively. Stay safe, stay informed, and remember that help is available. If you have any questions or need further assistance with insurance claims or recovery efforts, don’t hesitate to reach out to local resources or professionals.

As always, I’m here to help in any way I can.